Finding an apartment can be stressful under normal circumstances. When you have an eviction on your record, the process can feel nearly impossible. Landlords often view evictions as significant red flags, leading many to believe that securing housing is an insurmountable challenge. However, it's not hopeless. This guide will help you navigate the complexities of finding apartments that rent to people with evictions, offering strategies and resources to improve your chances of success.
Understanding Landlord Concerns Regarding Evictions
Before diving into solutions, it's crucial to understand why landlords are hesitant to rent to tenants with evictions. From their perspective, an eviction represents a significant financial risk. It suggests a history of:
- Non-payment of rent: This is the most common reason for eviction, directly impacting a landlord's income.
- Damage to property: Evictions can sometimes stem from damage caused to the rental unit beyond normal wear and tear.
- Violation of lease terms: Repeated breaches of the lease agreement demonstrate a lack of respect for the rules and potentially future problems.
- Disruptive behavior: Evictions can sometimes be related to disruptive behavior impacting other tenants or the property's overall peaceful environment.
Landlords need to mitigate these risks, and your eviction history raises concerns about your ability to be a responsible tenant.
Strategies for Finding Apartments That Rent to People with Evictions
While many landlords avoid tenants with evictions, some are more willing to consider applicants on a case-by-case basis. Here are effective strategies to improve your chances:
1. Highlight Positive Aspects of Your Rental History
Focus on the positive aspects of your rental history. If you have a solid rental history before the eviction, emphasize this. Provide references from previous landlords who can attest to your responsible behavior and timely rent payments. This demonstrates that the eviction was an isolated incident rather than a pattern of behavior.
2. Be Transparent and Explain the Circumstances
Don't try to hide the eviction. Be upfront and honest about the situation when applying. Providing a clear and concise explanation of the circumstances surrounding the eviction can demonstrate remorse and a commitment to responsible tenancy in the future. However, avoid making excuses; focus on what you've learned and how you've improved.
3. Offer a Larger Security Deposit or First and Last Month's Rent
Offering a larger security deposit or paying first and last month's rent upfront can demonstrate your commitment to the lease and mitigate some of the landlord's financial risk. This shows your seriousness and willingness to invest in securing the property.
4. Improve Your Credit Score
A good credit score can help offset the negative impact of an eviction. Work on improving your credit score by paying bills on time and reducing debt. A higher credit score shows financial responsibility, which landlords value.
5. Consider Co-Signers
If you're struggling to find a landlord willing to rent to you, consider asking a friend or family member with good credit to co-sign your lease. This shifts some of the financial responsibility to the co-signer, reducing the landlord's risk.
6. Target Specific Landlords or Property Management Companies
Not all landlords are created equal. Some are more understanding and willing to consider applicants with evictions than others. Research property management companies and individual landlords known for being more flexible in their tenant screening processes. You might find success by focusing your efforts on these specific entities.
7. Explore Rental Assistance Programs
Several government and non-profit organizations offer rental assistance programs to individuals facing housing challenges. These programs can sometimes help overcome barriers to securing housing, even with an eviction on your record. Research local programs available in your area.
Resources for Finding Housing After an Eviction
While specific resources vary by location, several national organizations offer support and guidance for individuals facing housing challenges. Searching for "housing assistance [your city/state]" will yield relevant local resources.
Conclusion
Having an eviction on your record doesn't automatically disqualify you from finding an apartment. By being proactive, transparent, and demonstrating your commitment to responsible tenancy, you can significantly improve your chances of success. Remember to be persistent and focus on highlighting your positive attributes while addressing your past challenges head-on.
